CGEGIS 1980: Tables of Benefits from April 2018 to June 2018

CGEGIS 1980: Tables of Benefits from April 2018 to June 2018

“Central Government Employees Group Insurance Scheme-1980 – Tables of Benefits for the savings fund for the period from 01.04.2018 to 30.06.2018”

No.7(2)/EV/2016
Government of India
Ministry of Finance
Department of Expenditure

New Delhi, the 25th May, 2018

OFFICE MEMORANDUM

Sub: Central Government Employees Group Insurance Scheme-1980 – Tables of Benefits for the savings fund for the period from 01.04.2018 to 30.06.2018.

The Tables of Benefits for Savings Fund to the beneficiaries under the Central Government Employees Group Insurance Scheme-1980, which are being issued on a quarterly basis from 01.01.2017 onwards, as brought out in this Ministry’s OM of even number dated 17.03.2017, for the quarter from 01.04.2018 to 30.06.2018, as worked out by IRDA based on the interest rate of 7.6% per annum (compounded quarterly) as notified by the Department of Economic Affairs as per their Resolution No. 5(1)-B(PD)/2018 dated 11.04.2018, are enclosed.

2. The Tables enclosed are of two categories as per the existing practice. As hitherto, the first Table of Benefits for the savings fund of the scheme is based on the subscription of Rs.10 p.m. from 1.1.1982 to 31.12.1989 and Rs.15 p.m. w.e.f. 1.1.1990 onwards. The second Table of Benefits for savings fund is based on a subscription of Rs.10 p.m. for those employees who had opted out of the revised rate of subscription w.e.f. 1.1.1990.

3. While these orders are in respect of Table of Benefits for the period from 01.04.2018 to 30.06.2018, the Tables already issued for the first quarter from 01.01.2018 to 31.3.2018 are also reproduced for the sake of convenience and consolidation.

4. In their application to the employees of Indian Audit and Accounts Department, these orders are issued after consultation with the Comptroller & Auditor General of India.

5. Hindi version of these orders is attached.

sd/-
(Amar Nath Singh)
Director

View table

Authority: https://doe.gov.in/

Enhancement of Insurance Coverage under CGEGIS – BPMS

Enhancement of Insurance Coverage under CGEGIS – BPMS

Central Government Employees Group Insurance Scheme, 1980 was notified on 01/11/1980 and came into force with effect from the forenoon of 01/01/1982.

The `scheme’ is intended to provide for the Central Government employees, at a low cost and on a wholly contributory and self financing basis, the twin benefits of an insurance cover to help their families in the event of death in service and a lump-sum payment to augment their resources on retirement.

The rates of benefit under the scheme, till date is as under :

Category
 Rates of monthly subscriptions(Rs.)
Insurance Coverage(Rs.)
As on 31-01-1989
After 01-02-1989
A
40
120
1,20,000
B
20
60
60,000
C
10
30
30,000
D
05
15
15,000

Ever since then, except merging of Group “D” with Group “C” and subsequent change in subscriptions and coverage thereof, nothing has changed.

Taking cognizance of this static state of affairs, the 7th CPC in its recommendations commented under Para 9.3.7 The Commission also took note of the fact that the Tables of Benefits published by Ministry of Finance are based on the mortality rate of 3.75 per thousand per annum up to 31.12.1987 and 3.60 per thousand per annum thereafter. In its report (brought out in January 1997), the V CPC had pointed out that the mortality rate, life expectancy and health delivery systems have improved over a period of time. They had highlighted the need “for a detailed review of the current mortality rates with a view to revising the apportionment between the Savings and Insurance Funds.” Since it was likely to take some time, they had recommended a ratio of Savings Fund to Insurance Fund of 75:25, with “appropriate machinery for a periodical review of the mortality rates and adjustment of the apportionment ratio.”

Further, under Para 9.3.8 All the three factors viz., mortality rate, life expectancy and health delivery systems have further improved over the course of nearly twenty years following the V CPC recommendations. Accordingly, this Commission recommends that the ratio of Savings Fund to Insurance Fund be modified from the present 70:30 to 75:25, as an interim measure, pending a detailed review. It is also recommended that periodical reviews of mortality rates should be undertaken for suitable adjustment of the apportionment ratio. The Tables of Benefits may be modified accordingly.

After carefully examining all relevant aspects, the 7th CPC finally recommended the following as revised rates and benefits:

Level of Pay Matrix
Monthly Deduction (Rs.)
 Insurance Amount (Rs.)
10 and above
5000
 50,00,000
Between 06 to 09
 2500
25,00,000
Between 01 to 05
1500
15,00,000

However, vide notification No.1-2/2016-IC dated 25/07/2016, it was announced that ”The Cabinet also decided not to accept the steep hike in monthly contribution towards Central Government Employees Group Insurance Scheme (CGEGIS) recommended by the Commission. The existing rates of monthly contribution will continue. This will increase the take home salary of employees at lower levels by Rs. 1470. However, considering the need for social security of employees, the Cabinet has asked Ministry of Finance to work out a customized group insurance scheme for Central Government Employees with low premium and high risk cover.”

However, in spite of lapse of more than 19 months, the concerned department is silent thus defeating the very purpose of the Government’s intention to replace the existing scheme with a customized group insurance scheme for Central Government Employees with low premium and high risk cover.

The Central Executing Committee of Bharatiya Pratiraksha Mazdoor Sangh, at its meeting held at Dehu Road (Pune) deliberated on this very serious issue and demands that the Government should immediately notify the customized group insurance scheme for Central Government Employees with low premium and high risk cover.

Resolved on this, 28th Day of March, 2018.

Source: BPMS

Compassionate Appointment Scheme – Relative Merit Points and Procedure

Compassionate Appointment Scheme – Relative Merit Points and Procedure

Scheme for compassionate appointment – Relative merit points and revised procedure for selection

“Relative merit points and procedure for selecting the most indigent applicant(s) for compassionate appointment”

Ministry of Defence
D(Lab)

 

Sub:- Scheme for compassionate appointment – Relative merit points and revised procedure for selection.

The undersigned is directed to say that the Department of Personnel & Training under the Ministry of Personnel, Public Grievances and Pensions is the nodal department for Government of India’s Scheme for Compassionate Appointments. While considering requests for compassionate appointment, a balanced and objective assessment of financial condition of the families of the applicants has to be made taking into account the assets and liabilities and other relevant factors. The main object of the Scheme is to alleviate the family of the deceased government servant/member of the Armed Forces from indigence and help it get over the emergency. Accordingly, vide Ministry of Defence I.D. No.271/93/D(Lab) dated 2.11.93, Ministry of Defence had developed a 100-point weightage system containing various parameters/ attributes to decide the most deserving cases amongst the large number of applicants. The weightage system was revised in 2001 vide Ministry of Defence ID No. 19( 4)/824-99/1998-D(Lab) dated 9.3.2001. Consequent upon implementation of the 6th CPC Report, parameters of all these attributes were further revised in 2010 vide MoD note No.19(3)/2009/D(Lab) dated 22.1.2010 and 14.5.2010.
Presently, the attributes on 100-point scale are – Quantum of Family Pension (20 points); Terminal Benefits (10 points); Monthly income of family from other sources (05 points); Movable/immovable property held by the family (10 points); No. of dependents (15 points), No. of unmarried daughters (15 points); No. of minor children (15 points) and Left over service (10 points). As per the practice, compassionate appointment is given to the highest score earner.

2. Now, consequent upon implementation of the 7th CPC pay structure, the financial parameters are required to be revised again. Certain organisations/ formations under Ministry of Defence have been requesting for revision of relative merit points and procedure for selecting the most indigent applicant(s) for compassionate appointment after death/medically boarding out of the Government servant/member of the Armed Forces on whose income the family was wholly dependent.

3. As per 7th CPC structure, the minimum pension stands revised from 3,500 p.m. (as per 6th CPC) to ₹ 9,000 p.m. which approximately comes out to be 2.57 times the old pension. The Govt. of India have also approved this factor of 2.57 for working out revised pay, based on which DCRG, Family Pension and Leave encashment are calculated. Accordingly, the monetary parameters/attributes such as Family Pension, Terminal Benefits, Monthly income of earning member(s) and income from property and latest market value of the Movable/Immovable property have been revised by the multiplying the fitment factor of 2.57 or so, for arriving at the present-day weightage points, However, other non-monetary parameters/attributes viz. No. of Dependents, No. of Unmarried Daughters, No. of Minor Children and Leftover Service have been kept unchanged.

4. Accordingly, with the approval of the competent authority, various parameters on the 100-point scale of weightage system stand revised as under with immediate effect:- .

 (a) Basic Family Pension / Monthly Amount received under National Pension System .
(20 points)
Upto Rs. 9,000
20
Rs. 09,001 – 11,500
18
Rs. 11,501 – 14,000
16
Rs. 14,001 – 16,500
14
Rs. 16,501 – 19,000
12
Rs. 19,001 – 21,500
10
Rs. 21,501 – 24,000
08
Rs. 24,001 – 26,500
06
Rs. 26,501 – 29,000
04
Rs. 29,001 – 31,500
02
Rs. 31,501 and above
00
(b) Lump sum amount received by the family on death of Govt. servant (i.e. DCR Gratuity, GPF/PPF A/c balance, Leave Encashment, CGEGIS, LIC/PLI etc.) / Lump sum Amount received under NPS etc.
(10 points)
Upto Rs. 10,00,000
10
Rs.10,00,001 – 11,87,500
09
Rs.11,87,501 – 13,75,000
08
Rs.13,75,001 – 15,62,500
07
Rs.15,62,501 – 17,50,000
06
Rs.17,50,001 – 19,37,500
05
Rs.19,37,501 – 21,25,000
04
Rs.21,25,001 – 23,12,500
03
Rs.23,12,501 – 25,00,000
02
Rs.25,00,001 – 26,87,500
01
Rs.26,87,501 and above
00
(c) Annual income from movable/immovable property as well as Annual income earned by other member(s) of the family                   
(05 points)
                      Nil
05

Rs. 1 – 1,05,000
04
Rs. 1,05,001 – 1,35,000
03
Rs. 1,35,001 – 1,65,000
02
Rs. 1,65,001 – 1,95,000
01
Rs. 1,95,001 and above
00
(d) Movable/immovable property of the family (Latest Market Value) including Fixed Deposit/Bank balance etc. but excluding the lump sum amount received as mentioned in (b) above       
(10 points)
                      Nil
10
Upto  ₹ 5,00,000
08
 Rs. 05,00,001 – 10,00,000
06
 Rs. 10,00,001 – 15,00,000
04
 Rs. 15,00,001 – 20,00,000
02
 Rs. 20,00,001 and above
00
 
(e) No. of dependents
(15 points)
1
5
2
10
3 and above
15
 
(f) No. of unmarried daughters
(15 points)
None
0
1
5
2
10
3 and above
15
 
(g) No. of minor children
(15 points)
None
0
1
5
2
10
3 and above
15
 
(h) Left over service
(10 points)
Upto 5 years
2
Over 5 years & upto 10 years
4
Over 10 years & upto 15 years
6
Over 15 years & upto 20 years
8
Over 20 years
10

5. The revised guidelines will take place with immediate effect. However, cases already considered by the Boards of Officers constituted for considering requests for compassionate appointment as per the previous guidelines need not be re-opened.

6. However, for considering belated requests for compassionate appointment where the death/disablement of Govt. servant/member of Armed Forces took place long ago, weightage points towards ‘Terminal Benefits’ may be awarded in the following manner:-

(a) For cases where death of the deceased Govt. servant occurred prior to 9.3.2001, parameters of ‘Terminal Benefits’ given in MoD ID note dated 2.11.1993 will be applicable;

(b) For cases where death of the deceased Govt. servant occurred on or after 9.3.2001 till 21.1.2010, parameters of ‘Terminal Benefits’ given in MoD 10 note dated 9.3.2001 will be applicable; and

(c) For cases where death of the deceased Govt. servant occurred on or after 22.1.2010 till 31.12.2015, parameters of ‘Terminal Benefits’ given in MoD ID note dated 22.1.2010 will be applicable.

7. All the concerned are advised to strictly follow these weightage points and guidelines keeping in view the instructions issued by the DoP&T/MoD, from time to time for assessing comparative merit of the applicants for compassionate appointment.

(S S S SARMA)
Director (Estt. & CP), Govt. of India

Authority: https://mod.gov.in/

Original Link: https://mod.gov.in/

Download Link: Merit Point for Compassionate Appointment